If you need a quick, easy solution for building and monitoring your personal budget, then this excel template is perfect for you.

This template lets you easily monitor both each month's income and expenses, as well as the entire year. Features include:

- Four groups to classify all your income and expenses:
- Income: Wages, business income, rental property income, interest, dividends, etc.
- Debt Payments: Mortgages, student debt, credit cards, auto loan.
- Required Spending: Utilities, groceries, insurance taxes.
- Optional Spending: Entertainment, merchandise, restaurants.
- Add as many income or expense types as you need to each of these four groups, and customize all the names to fit your personal financial needs.
- The budget automatically tells you how much money you have left after each of the three expense sections (debt, required spending, and optional spending).
- Includes a separate section for each month of the year to input that month's budgeted and actual income and expense items.
- Includes an easy to use register to input all income and expenses. Entries into the register automatically update on the streamlined budget.
- Automatically totals all budgeted and actual items to show you year-to-date results an what your monthly average is for all expense items.
- Includes an automated bank reconciliation tool. Manage up to three separate checking accounts.
- Step-by-step instructions are included.

To watch a video tutorial, go to: https://youtu.be/Iqk6DVnVFlE

As with all of my templates, if you have any questions, issues, or need small modifications, please reach out to me here on Etsy.

Thanks for viewing my listing!
Andrew